Manufacturing Loans
Finance business growth with manufacturing loans for land, buildings, equipment, inventory, cash flow and more.
Types of Manufacturing Business Loans
At Greater Commercial Lending, we give manufacturers across America access to the capital they need to operate efficiently and bring innovation to life. We have a knowledgeable team of commercial lending specialists focused solely on manufacturing business loans who will help you understand your options and navigate short-term and long-term financing solutions.
SBA Loans
Start, grow, expand or recover with a low-interest SBA loan perfectly suited to your small business needs.
USDA Loans
From working capital and real estate to equipment and inventory, USDA loans can help you build your manufacturing business.
Equipment Financing
Get the manufacturing equipment you need to grow your operations with financing at reasonable rates.
Business Lines of Credit
Seize opportunities and adapt to change with ready access to cash and flexible repayment terms.
Term Loans
Finance growth with a one-time cash infusion repaid over time at a fixed interest rate.
How Can You Use Manufacturing Financing?
Manufacturing loans help business owners across rural America establish, sustain and grow their operations. With manufacturing financing, you can purchase tangible assets and balance cash flow—all at reasonable interest rates.
Purchase Buildings & Land
Secure funding for land, construction, office space and production facilities for an expansion or an entirely new operation.
Buy Materials & Equipment
Finance the equipment, technology and raw materials you need to take the next step forward.
Supplement Working Capital
Establish lines of credit and access financial tools that give you flexibility, steady cash flow and peace of mind.
How Manufacturing Business Loans Can Benefit You
The SBA and USDA offer an array of loans that help people launch and build a flourishing manufacturing business. GCL helps manufacturing companies across America—from small business owners to those with larger, more established operations—access the financing they need at every stage of growth.
Build Your Business Credit Rating
Securing a loan and repaying it as scheduled builds your credit score.
Low Interest Rates
Government-backed SBA loans give small businesses (as defined by the SBA) in the manufacturing industry access to credit at reasonable rates. USDA loans for manufacturers do as well.
Predictable Monthly Payments
Small business loans, business lines of credit and term loans give manufacturers access to the capital they need, when they need it, without the burden of a large, up-front payment.
Weather the Unexpected
Supply chain issues, labor and material shortages, equipment breakdowns—financial tools for small businesses enable you to meet temporary setbacks head-on.
Build Your Credit Rating
Securing a loan and repaying it as scheduled builds your credit score, enabling you to access larger loan amounts and get even more favorable terms down the road.
Frequently asked questions
About manufacturing business loans
How do manufacturing loans work?
Business loans, business lines of credit and term loans each come with their own terms and conditions. Our manufacturing loan experts will walk you through the pros and cons of every option.
How do I qualify for a manufacturing loan?
Loan requirements vary. We’ll help you understand which loans are right for you and how to qualify for them. We’ll be by your side throughout the process and will continue to support you once your loan is secured.
How do I get a loan for a manufacturing company?
- Step 1: Find an Experienced Lender
- Greater Commercial Lending helps manufacturing companies across rural America Secure access to capital at reasonable rates through a network of credit unions and banks.
- Step 2: Explore Your Options
- Our manufacturing loan experts will walk you through loan types, eligibility requirements, government regulations, repayment options and more.
- Step 3: Secure Financing
- Secure a loan that meets your financial and project goals, and stay in touch with our team of experts to ensure all your questions are answered.