Credit Union Business Loans

Work with the team that knows credit union business loans best—the experts at Greater Commercial Lending.

multiple people standing around a wood conference table reviewing credit union commercial loans

Types of Credit Union Business Loans

At Greater Commercial Lending, our commercial lending specialists help you secure the right credit union business loans for your short-term needs and long-term goals.

SBA Loans

Credit union small business loans offer business owners across America the opportunity to start, grow, expand or recover with low-interest financing that meets a variety of business needs.

Facility expansion/modernization
Leasehold improvements
Land and real estate
Machinery, equipment, fixtures
Working capital
Debt refinancing

USDA Loans

USDA loans are for more than agriculture. Businesses, nonprofits and owner-occupied farms/ranches can use USDA commercial loans to meet short-term needs and long-term goals.

Facility expansion/modernization
Land and real estate
Machinery, equipment, supplies
Inventory
Working capital
Acquisitions

Business Lines of Credit

Streamline business cash flow, adapt quickly to change and be prepared to address unforeseen expenses with a low-interest line of credit (offered by the SBA Express program) that you can access immediately and pay back over time.

Working capital
Cash flow
Unexpected expenses
Payroll
AR/AP gaps
Overdraft protection

Equipment Financing

Don’t let the need for new equipment or additional vehicles slow your growth. Finance the essentials with a one-time cash infusion repaid over time at a fixed interest rate.

Equipment
Machinery
Company vehicles
Delivery vehicles
Heavy-duty vehicles

Term Loans

Don’t let the need for vehicle or business equipment purchasing slow your growth. Finance the essentials with a one-time cash infusion repaid over time at a fixed interest rate.

Equipment
Machinery
Commercial vehicles
Heavy-duty trucks
Real estate

Commercial Real Estate Loans

When it’s time to start a new business, expand your operations or take on a property renovation, a commercial real estate loan can get you the financing you need to take the next step.

Land
Construction costs
Standing real estate
Leasehold improvements
Property renovation

Are Credit Unions Good for Business Loans?

Yes, credit unions are good for business loans. They are widely recognized for their community focus, personalized service and low interest rates. They are often specific to the communities they serve, including rural communities underserved by traditional banks. This means their loan experts have unique insight into members’ needs and the commercial business loans that best support them.

Smiling female financial consultant manager talking with a female client at a bank.

Low Interest Rates

A credit union offers rural businesses access to capital with flexible terms and low interest rates.

Exceptional Loan Servicing

Credit unions in rural communities pride themselves on giving every member personalized service.

Fewer Fees

Credit unions aren’t big banks, and they don’t charge big bank fees. Their focus is on service.

Young woman looking over male colleagues shoulder at laptop in an industrial office.

Credit Union Commercial Lending for Growth

Credit unions help business owners in rural communities across America establish, sustain and grow their operations. At Greater Commercial Lending, our employees are often members of the communities they serve, so ensuring that business owners get the financing they need to help those communities thrive is not just business—it’s personal. We’ll walk you through the products and services available to you, ensure you understand all the options you have to support your short-term and long-term goals, stay by your side throughout the loan application process, and continue to provide support long after the loan funds.

How to Start the Credit Union Commercial Lending Application Process

Throughout the loan application processes, our commercial lending experts work in close partnership with our credit union business members to ensure that every loan we originate closes successfully.