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Credit Union Business Loans

Work with the team that knows credit union business loans best—the experts at Greater Commercial Lending.

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credit union commercial loans
credit union small business loan

Types of Credit Union Business Loans

At Greater Commercial Lending, our commercial lending specialists help you secure the right credit union business loans for your short-term needs and long-term goals.

SBA Loans

Credit union small business loans offer business owners across America the opportunity to start, grow, expand or recover with low-interest financing that meets a variety of business needs.

  • Facility expansion/modernization
  • Leasehold improvements
  • Land and real estate
  • Machinery, equipment, fixtures
  • Working capital
  • Debt refinancing
USDA Loans

USDA loans are for more than agriculture. Businesses, nonprofits and owner-occupied farms/ranches can use USDA commercial loans to meet short-term needs and long-term goals.

  • Facility expansion/modernization
  • Land and real estate
  • Machinery, equipment, supplies
  • Inventory
  • Working capital
  • Acquisitions
Business Lines of Credit

Streamline business cash flow, adapt quickly to change and be prepared to address unforeseen expenses with a low-interest line of credit (offered by the SBA Express program) that you can access immediately and pay back over time.

  • Working capital
  • Cash flow
  • Unexpected expenses
  • Payroll
  • AR/AP gaps
  • Overdraft protection
Equipment Financing

Don’t let the need for new equipment or additional vehicles slow your growth. Finance the essentials with a one-time cash infusion repaid over time at a fixed interest rate.

  • Equipment
  • Machinery
  • Company vehicles
  • Delivery vehicles
  • Heavy-duty vehicles
Term Loans

Don’t let the need for vehicle or business equipment purchasing slow your growth. Finance the essentials with a one-time cash infusion repaid over time at a fixed interest rate.

  • Equipment
  • Machinery
  • Commercial vehicles
  • Heavy-duty trucks
  • Real estate
Commercial Real Estate Loans

When it’s time to start a new business, expand your operations or take on a property renovation, a commercial real estate loan can get you the financing you need to take the next step.

  • Land
  • Construction costs
  • Standing real estate
  • Leasehold improvements
  • Property renovation

Are Credit Unions Good for Business Loans?

Yes, credit unions are good for business loans. They are widely recognized for their community focus, personalized service and low interest rates. They are often specific to the communities they serve, including rural communities underserved by traditional banks. This means their loan experts have unique insight into members’ needs and the commercial business loans that best support them.

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credit union commercial loan rates

Low Interest Rates

A credit union offers rural businesses access to capital with flexible terms and low interest rates.

credit union commercial loan servicing

Exceptional Loan Servicing

Credit unions in rural communities pride themselves on giving every member personalized service.

 credit union commercial loan fees

Fewer Fees

Credit unions aren’t big banks, and they don’t charge big bank fees. Their focus is on service.

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Credit Union Commercial Lending for Growth

Credit unions help business owners in rural communities across America establish, sustain and grow their operations. At Greater Commercial Lending, our employees are often members of the communities they serve, so ensuring that business owners get the financing they need to help those communities thrive is not just business—it’s personal. We’ll walk you through the products and services available to you, ensure you understand all the options you have to support your short-term and long-term goals, stay by your side throughout the loan application process, and continue to provide support long after the loan funds.

How to Start the Credit Union Commercial Lending Application Process

Throughout the loan application processes, our commercial lending experts work in close partnership with our credit union business members to ensure that every loan we originate closes successfully.

Complete Financial Projections

Determine your short- and long-term business needs.

Explore Different Loan Options

Explore the types of loans that address your goals.

Negotiate Terms of Agreement

Finalize loan amount, interest rate and repayment terms.

Submit Your Loan Application

Complete application with supporting documentation.